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SBA 504 SAMPLE LOAN STRUCTURE
 

Project Breakdown

Cost: $
Click here if the cost is more than $4,887,500.00
Terms/Maturity (in Years):  
SBA/CDC Fees: $
 
Total: $
 
 
Estimated Debt Service
 
 
Source of Funds   Amount Rate   Amortization Collateral   Monthly
Payment
  Annual
Payment
First Lender (Bank) 50% $ %
fixed
 
*
 
years 1st Deed $ $
SBA 504 Loan
40% + SBA Fees
$ %
fixed
 
 
 
20 years
Fully Amortized
2nd Deed $ $
Equity Injection
10%
$    
 
 
           
 
Total
 
$  
 
 
      $ $
 
Bank Rate & Term*: Bank rate is estimated. Points, amortization and maturity are determined by the lender.
SBA Rate & Term: SBA interest rate is FIXED at the time of debenture sale. SBA term is 20 years, fully amortized. Latest SBA rate: 6.57%
Estimated Fees: SBA/CDC fee of 2.15% of SBA loan amount plus CDC's attorney flat fee of $2,000 which is included and financed in the SBA loan.
Approximate
Related Costs:
Appraisal report ($3,500), environmental report ($1,000), escrow and closing costs (vary depending upon project cost).
 
 


For Information, Contact:
Claudia Cohen

(415) 217.7600 | CCohen@CapitalAccess.com